Scale Client Engagement Across Your Entire Firm
Financial Fitness Passport™ gives every advisor at your RIA a powerful client engagement and prospecting tool — with firm-level compliance controls, audit trails, and centralized management built in.
The Client Engagement Platform Built for RIA Firms
Give every advisor at your firm the tools to attract, engage, and retain clients — with the oversight and compliance infrastructure your firm requires.
Firm-Wide Deployment
Every advisor gets their own invite links, client dashboards, and engagement tools — managed centrally by firm administrators.
Deeper Client Relationships
Clients arrive at meetings with their complete financial picture already organized. Advisors spend less time on data gathering and more on strategy.
Compliance-Minded by Design
Designed with auditability in mind — role-based access, explicit client consent, activity logs, and a compliance viewer role for your CCO.
How It Works for Your Firm
A simple workflow that scales from a solo RIA to a 50-advisor firm.
Firm Setup
We configure your firm account, set compliance policies, and provision advisor seats. Your firm branding appears in the client experience.
Advisors Invite Prospects
Each advisor gets a personalized invite link to share via email, social media, or at events. Prospects get free Pro access.
Clients Build Their Passport
Prospects complete their financial profile across 8 modules — cash flow, debts, insurance, investments, goals, and more.
Advisors Review With Context
When clients grant access, advisors see their complete financial picture — and walk into every meeting prepared.
Meet Penny™
Penny is your clients' always-on AI financial companion. She helps them understand their situation, track progress, and stay engaged between meetings — without stepping on your advisory role.
Here's what matters for your RIA: When clients ask Penny for specific investment advice, tax guidance, or product recommendations, she doesn't answer. She refers them to you — their licensed fiduciary.
Everything Your RIA Needs to Grow
Firm Branding
Your logo and firm name in every client-facing experience — positions this as a proprietary benefit you provide.
Complete Client Financial View
See cash flow, debts, insurance, investments, estate planning, and goals — organized and client-verified.
AI That Refers to You
Penny directs investment, tax, and legal questions to your advisors — protecting your advisory relationship.
Multi-Advisor Firm Management
Centralized firm admin with per-advisor dashboards, client rosters, and engagement metrics.
Save Hours Per Client Meeting
Clients arrive prepared. Advisors skip the tedious data gathering and focus on high-value advice.
Compliance Visibility
Access activity logs, reason codes, permission records, and a compliance viewer role for your CCO.
A Complete Financial Picture, Before You Meet
When clients grant access, your advisors see their entire financial wellness journey across 8 key modules:
- Cash Flow — Income, expenses, and savings rate
- Emergency Fund — Months of coverage saved
- Debt Freedom — All debts and payoff progress
- Insurance Coverage — Life, disability, property policies
- Investing — Accounts, balances, and contributions
- Tax Optimization — Filing status and deductions
- Estate Planning — Wills, POAs, beneficiaries
- Financial Goals — Retirement Number™ and custom goals
Client Financial Dashboard
Simple, Scalable Pricing for RIA Firms of All Sizes
Start with a pilot. Scale as your firm grows. Pay per advisor seat.
Solo RIA
1–2 advisors
Growing Firm
3–20 advisors
Enterprise RIA
20+ advisors + firm branding
Frequently Asked Questions
Common questions from RIA principals, compliance officers, and advisors.
Need our full compliance documentation?
View Full Compliance FAQReady to Grow Your RIA with Financial Fitness Passport?
Schedule a demo to see the firm-level dashboard and how your advisors would use the platform.