Financial Wellness,
Built for Organizations
A structured system to improve financial outcomes across your employees, clients, and members — not a one-time webinar, not a content library. A platform people actually use.
From a 20-person employer to a national bank, Financial Fitness Passport™ scales to your organization with fast implementation and no IT burden.
What Makes This Different
Most financial wellness offerings are passive. This one drives measurable, ongoing behavior change.
Behavior-Based System
Users build a structured financial passport across 8 modules — cash flow, debt, insurance, investing, retirement, and more. Progress is tracked and scored.
Ongoing Engagement
Penny™ AI keeps users returning week after week. Not a one-time session. Not a video series. A daily financial companion that adapts to each user.
Gamified Progression
Bronze → Silver → Platinum passport levels create intrinsic motivation. Users earn milestones. Organizations see measurable wellness score improvements.
Measurable Outcomes
Aggregate dashboards show participation, module completion, and score trends — giving HR leaders and firm managers real data, not anecdotes.
Why Financial Fitness Passport vs Others
Every organization already has something — an EAP, a benefits portal, a robo-advisor. Here is why FFP is different:
Up and running in 1–2 weeks
What Employees, Clients & Members Experience
Every user builds a personalized Financial Passport™ — a living score across 8 modules that tracks real progress over time.
Penny™ AIChoose Your Organization Type
Each segment has a dedicated page with pricing guidance, implementation details, and a direct contact form.
Give Every Employee Financial Peace of Mind
Seat-based employee financial wellness benefit. HR dashboard, Penny AI coaching, and aggregate reporting — with zero employee financial data visible to employers.
- Onboard in 1–2 weeks
- HR reporting dashboard
- Small to enterprise plans
- Penny AI available 24/7
Turn Prospects Into Clients with Financial Clarity
Share a personalized invite link. Prospects build their financial passport. You walk into every meeting already knowing their complete picture.
- Personalized advisor invite links
- Complete client financial view
- Penny refers advice to you
- Consent-based data sharing
Scale Client Engagement Across Your Entire Firm
Firm-level deployment with centralized management, per-advisor dashboards, activity logging, and compliance visibility designed for RIA oversight needs.
- Multi-advisor firm management
- Firm branding available
- Compliance visibility tools
- Client consent-based access
Give Your Reps a Prospecting Edge
Every rep at your firm gets a client engagement tool built for prospecting — backed by centralized oversight and compliance-minded architecture.
- Rep-level invite links
- Firm-wide management
- Oversight and reporting
- Enterprise agreements available
Turn Your Bank Into a Financial Wellness Partner
Reduce churn, deepen relationships, and create natural cross-sell conversations by giving customers a complete financial wellness platform branded to your institution.
- Co-branded experience
- Customer financial health data
- Penny refers to your bankers
- Pilot and enterprise programs
Deliver on Your Member-First Mission Every Day
Give members an AI-powered financial wellness platform that aligns with your credit union's mission — and keeps them engaged between branch visits.
- Mission-aligned positioning
- Member financial wellness
- Penny AI coaching 24/7
- Community bank scale pricing
Not Sure Which Fits Your Organization?
Tell us about your organization — size, type, and goal — and we will point you to the right program and pricing tier.
Schedule a CallNo commitment required. We respond within one business day.
Employee Financial Wellness Resources
Employee Financial Wellness Program
Learn how our structured program improves employee financial health and reduces financial stress in the workplace.
Financial Wellness Benefits
Explore the benefits of offering financial wellness as part of your employee benefits package.
How to Reduce Employee Financial Stress
Financial stress costs U.S. employers $250B+ per year. Here is what you can do about it.
Employee Financial Wellness Benefits Guide
A detailed guide to the ROI and business impact of employee financial wellness programs.
Simple, seat-based pricing
One pricing model across employers, banks, credit unions, broker-dealers, private-label deployments, and reseller programs. Pay only for the seats you provision.
Seat-based pricing
Graduated tiers — the more seats you bring, the lower your blended rate. Annual plans save 10%.
| Seat range | Monthly | Annual (10% off) |
|---|---|---|
| 1–100 seats | $5.00 / seat / mo | $54.00 / seat / yr |
| 101–1,000 seats | $4.50 / seat / mo | $48.60 / seat / yr |
| 1,001–5,000 seats | $4.00 / seat / mo | $43.20 / seat / yr |
| 5,001–10,000 seats | $3.50 / seat / mo | $37.80 / seat / yr |
| 10,001–20,000 seats | $3.00 / seat / mo | $32.40 / seat / yr |
| 20,001+ seats | $2.50 / seat / mo | $27.00 / seat / yr |
Same model for employers, banks, credit unions, broker-dealers, private-label deployments, and reseller-managed organizations. Advisor firms use a separate base + client-overage plan.